Private: TERRA TERROIR

CFPB Postpones Integrated Disclosure Enactment Date

The Consumer Finance Protection Bureau issued a final ruling postponing the effective date of the Know Before You Owe mortgage disclosure rule also known at the TILA-RESPA Integrated Disclosure rule to October 3, 2015. The original effective date was August 1, 2015. For more information, please contact Delphine Adams via email.

TAXES, TAXES AND MORE TAXES

A bill has been introduced that would impose a sales tax on services.  Senate Bill 8 sponsored by Senator Hertzberg would impose a tax on consumer services, including services associated with a real estate purchase and sale transaction.  Among the proposed services that would be taxed are home inspection fees, structural pest control inspection fees, […]